V Sachithanandan Chief Advisor LIC of India
 
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Date of Withdrawal: 01-Jan-2014
Plan No. 165
  • A unique plan which offers the best features of a conventional plan and a unit linked plan in one product itself
  • No need to pre-decide the term. Select maximum term available. Option to close policy earlier without any loss.
  • No penalty on surrender after 5 years
  • High degree of liquidity. Partial withdrawals available every year
  • Loyalty additions after 10 years
  • Death Benefit
    • 250 times the mly premium, plus
    • return of premiums excluding extra/rider premium and first year premium, plus
    • the Loyalty Additions, if any.
  • Maturity Benefit
    • Maturity Sum Assured, plus
    • the Loyalty Additions, if any.
  • Most suitable for people of all ages who wish to protect their family and have open options on their financial goals
Eligibility Criteria
Min. Max.
Age 12 60
Term 10 35
Sum 250 No limit
Premium Modes Yly,Hly,Qly,Mly,SSS
Yearly Premium for 10,00,000 Sum Assured
Age 15 Years 20 Years 25 Years
25 47040 47040 47040
30 47040 47040 47040
35 47040 47040 47040
The premium will be calculated on the basis of Sum Assured & doesn’t depend upon Age so it will be same for 1000000 S.A. With different age groups
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