V Sachithanandan Chief Advisor LIC of India
 
---------------------------------
Information
» Life Insurance
» Non Life Insurance
» Mutual Funds
» Bonds
» Small Saving
» Loans
---------------------------------
Online Services
» Policy Details
» Forms
» Free SMS
» Registration Form
» Investor Portfolio
» Industry News
 
» Home » LIC PLans
 
 
Plan No. 902
  • A MUST HAVE policy for every individual
  • A unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children below 18)
  • This Unit Linked Health Insurance Plan provides 2 key benefits to the insured family –
    • Hospital Cash Benefit (HCB)
    • Major Surgical Benefit (MSB)
  • A person aged between 18 and 55 (the Principal Insured (PI)) can take the policy covering himself / herself and his spouse as well as minor children
  • It is a unit linked plan where the premium paid by the PI is utilized to purchase units. The fund thus developed (subject to charges & deductions) provides health cover to the family
  • Life Cover (PI): All balance premiums waived if PI dies. The benefits for other members continue. If only PI has participated in the policy then the nominee gets the policy fund value.
  • On Surgery: Major surgical Benefit (MSB) is given to support the cost of medical procedure
  • On Hospitalization: Hospital Cash Benefit (HCB) is provided on a per day basis if the continous stay in hospital exceeds 48 hours
  • On domiciliary health expenses: Domiciliary Treatment Benefit (DTB) is provided from the accumulated fund
  • The above benefits are subject to conditions providd in the policy document. Please refer to the brochure for detailed terms and conditions
Eligibility Criteria
Min Max.
Age 18 55
Term 50 57
Sum 0 No limit
Premium Modes Yly, Hly, Mly
Yearly Premium
Age Relation HCB Amount
30 PI 2500
25 Spouse 1500
2 Child 1500
The premium for above criterion is Rs. 24000/-
Back Top